Agricultural Finance Officer Job Vacancy in Kampala, Uganda – Banking & Financial Services

Job Description

Position: Agricultural Finance Officer

Company: DFCU Bank Limited

Location: Kampala, Uganda

Experience: 3-5 years in agricultural finance, loan underwriting, or related financial services

Education: Bachelor’s degree in Finance, Agriculture, Economics or a related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Agricultural Lending

Salary: SSP 2,500,000 – SSP 4,000,000 per month

Vacancies:1

Company Overview

DFCU Bank Limited is a leading commercial bank in Uganda, recognized for its commitment to financial inclusion and innovative banking solutions. With a robust network of branches across the country, DFCU Bank empowers individuals, small and medium enterprises, and large corporations to achieve their financial goals. The bank’s agricultural financing division plays a pivotal role in supporting Uganda’s agrarian economy, providing tailored credit products, advisory services, and capacity‑building initiatives to farmers and agribusinesses. As part of its strategic growth plan, DFCU Bank continues to expand its portfolio of agricultural loans, leveraging technology and data‑driven insights to enhance risk assessment and loan performance.

Job Overview

The Agricultural Finance Officer will be responsible for originating, evaluating, and managing a portfolio of agricultural loan products. This role involves close interaction with farmers, agribusiness owners, and internal credit teams to ensure that financing solutions are aligned with the unique needs of the agricultural sector. The officer will conduct thorough credit analyses, monitor loan performance, and provide advisory support to borrowers, fostering sustainable agricultural development and contributing to the bank’s profitability. For more information about DFCU Bank’s career opportunities, visit our main portal at https://ugandajobssearch.com.

Key Responsibilities

• Identify and acquire new agricultural loan customers through field visits, referrals, and partnership networks.
• Conduct comprehensive credit assessments, including financial statement analysis, cash‑flow projections, and collateral valuation specific to agricultural assets.
• Prepare detailed loan proposals and present recommendations to the Credit Committee for approval.
• Monitor loan disbursements, ensuring compliance with bank policies and regulatory requirements.
• Perform regular portfolio reviews, field inspections, and risk monitoring to mitigate default risk.
• Provide financial advisory services to borrowers, including budgeting, farm management best practices, and market linkage guidance.
• Collaborate with product development teams to design innovative agricultural financing solutions, such as seasonal loans, value‑chain financing, and digital loan platforms.
• Maintain accurate records in the bank’s loan management system and generate periodic performance reports for senior management.

Required Skills

• Strong analytical abilities with proficiency in financial modeling and risk assessment.
• In‑depth understanding of Uganda’s agricultural value chains, seasonal cycles, and market dynamics.
• Excellent communication and negotiation skills for interacting with diverse farmer groups and agribusiness stakeholders.
• Proficiency in MS Office, especially Excel, and familiarity with banking software platforms.
• Ability to work independently in field environments and travel to rural locations as required.
• High ethical standards and commitment to responsible lending practices.

Education

A minimum of a Bachelor’s degree in Finance, Agriculture, Economics, Business Administration, or a related discipline is required. Professional certifications such as CFA, CPA, or a recognized agricultural finance qualification are advantageous.

Experience

Applicants should possess at least three to five years of experience in agricultural lending, credit analysis, or financial services within the agricultural sector. Experience with rural outreach programs, micro‑finance, or agribusiness consulting will be considered a strong asset.

Salary

The compensation package ranges from SSP 2,500,000 to SSP 4,000,000 per month, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the remuneration structure.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Paid annual leave and statutory holidays.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering DFCU Bank’s policies, systems, and agricultural loan products.
• Continuous training on credit risk management, agribusiness trends, and digital banking tools.
• Mentorship from senior credit officers and participation in cross‑functional workshops.

Working Environment

The role offers a dynamic blend of office‑based analysis and field‑based client interaction. The officer will be based at the Kampala headquarters with regular travel to rural districts, providing a balanced work environment that combines strategic thinking with hands‑on community engagement.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online application portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews. For regional career insights, you may also explore opportunities in neighboring markets at https://tanzaniajobsearch.com/job-vacancy-tanzania/ and https://kenyajobsearch.com/.

Equal Opportunity Statement

DFCU Bank Limited is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, religion, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.