Credit Risk Analyst Job Vacancy in Tororo, Uganda – Banking and Financial Services

Job Description

Position: Credit Risk Analyst

Company: Standard Chartered Bank Uganda

Location: Tororo, Uganda

Experience: 3-5 years in credit risk analysis

Education: Bachelor’s degree in Finance, Economics or related field

Employment Type: Full-time

Industry: Banking and Financial Services

Department: Risk Management

Salary: SSP 2,500,000 – SSP 4,000,000 per month

Vacancies:1

Company Overview

Standard Chartered Bank Uganda is a leading international bank with a strong presence across Africa. With a heritage spanning over 150 years, the bank delivers innovative financial solutions to individuals, SMEs, and large corporates. Its commitment to sustainable growth, digital transformation, and inclusive banking makes it a top employer for ambitious professionals seeking career advancement in Uganda. As part of a global network, Standard Chartered offers exposure to best‑in‑class risk frameworks, cutting‑edge technology platforms, and a culture that values integrity, diversity, and continuous learning.

The Tororo branch serves a dynamic mix of agricultural enterprises, manufacturing firms, and cross‑border traders, providing a unique environment for risk professionals to assess creditworthiness across diverse sectors. Joining the Risk Management team means contributing to the bank’s strategic objectives while supporting Uganda’s economic development.

Job Overview

The Credit Risk Analyst will be responsible for evaluating loan applications, monitoring existing credit portfolios, and ensuring compliance with internal risk policies and regulatory standards. This role plays a pivotal part in safeguarding the bank’s assets and supporting sustainable lending practices. The analyst will collaborate closely with Relationship Managers, Credit Officers, and senior risk leaders to deliver insightful risk assessments that drive informed decision‑making.

Standard Chartered Bank Uganda is actively https://ugandajobssearch.com and encourages qualified candidates to apply for this exciting opportunity. The position offers a competitive salary, performance‑based incentives, and a clear pathway for professional growth within the bank’s regional risk function.

Key Responsibilities

• Conduct thorough credit analysis of corporate, SME, and retail loan proposals using quantitative and qualitative techniques.
• Prepare detailed credit memoranda, risk ratings, and recommendation reports for senior approval committees.
• Monitor the performance of existing credit exposures, identify early warning signals, and recommend remedial actions.
• Ensure adherence to Standard Chartered’s credit policies, Basel III requirements, and local regulatory guidelines.
• Collaborate with Relationship Managers to structure loan terms that balance risk and client needs.
• Maintain accurate documentation in the bank’s credit risk management system.
• Participate in periodic portfolio reviews and stress‑testing exercises.
• Contribute to the development and enhancement of credit risk models and scoring tools.

Required Skills

• Strong analytical abilities with proficiency in financial statement analysis and cash‑flow modeling.
• Excellent written and verbal communication skills for preparing clear risk reports.
• Attention to detail and ability to work under tight deadlines.
• Proficiency in MS Excel, PowerPoint, and familiarity with credit risk software (e.g., Moody’s Analytics, SAS).
• Team‑player mindset with a collaborative approach to problem‑solving.
• Understanding of Ugandan banking regulations and macro‑economic environment.

Education

A Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. A Master’s degree or professional certifications such as CFA, FRM, or CPA are highly regarded and will be considered an advantage during the selection process.

Experience

Applicants should have 3‑5 years of hands‑on experience in credit risk analysis within a banking or financial services institution. Experience evaluating credit risk for sectors prevalent in Eastern Uganda, such as agriculture, manufacturing, and trade finance, will be particularly valuable.

Salary

The successful candidate will receive a monthly salary ranging from SSP 2,500,000 to SSP 4,000,000, commensurate with experience and qualifications. In addition, a performance‑based bonus structure and other financial incentives are part of the compensation package.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Paid annual leave, sick leave, and public holidays.
• Employee assistance program and wellness initiatives.
• Opportunities for international secondments and cross‑border projects.

Training

• On‑boarding program covering bank policies, risk frameworks, and compliance standards.
• Access to Standard Chartered’s global learning platform for continuous professional development.
• Mentorship from senior risk leaders and participation in industry conferences.

Working Environment

The Tororo office offers a modern, collaborative workspace equipped with the latest technology tools. Employees benefit from a supportive culture that encourages innovation, respects work‑life balance, and celebrates diversity. As part of a global institution, staff have the chance to engage with colleagues across continents, gaining broader perspectives on risk management.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be invited for a virtual interview followed by an on‑site assessment.

For additional career resources, visit https://cameroonjobsearch.com/.

Explore similar opportunities across the region at https://zambiajobssearch.com/.

Equal Opportunity Statement

Standard Chartered Bank Uganda is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, disability, or sexual orientation. Our recruitment practices are designed to ensure fairness and transparency, supporting the goal of building a workforce that reflects the communities we serve.