Credit Risk Analyst Job Vacancy in Kampala, Uganda – Banking & Finance

Job Description

Position: Credit Risk Analyst

Company: Centenary Bank

Location: Kampala, Uganda

Experience: 3-5 years in credit risk analysis

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Risk Management

Salary: SSP 2,500,000 – SSP 4,000,000 per month

Vacancies:1

Company Overview

Centenary Bank is one of Uganda’s leading indigenous commercial banks, renowned for its commitment to financial inclusion and innovative banking solutions. With a robust network of branches across the country and a strong digital platform, the bank plays a pivotal role in supporting both individual customers and corporate clients. As a key player in the Ugandan financial sector, Centenary Bank continuously invests in talent development, technology, and community outreach, making it a top destination for professionals seeking rewarding career opportunities. The bank’s mission to empower Ugandans through accessible financial services aligns with the broader goals of sustainable economic growth, positioning it as a preferred employer for those passionate about finance and development.

Job Overview

The Credit Risk Analyst will join the Risk Management Department to assess, monitor, and mitigate credit risks associated with the bank’s loan portfolio. This role involves conducting thorough credit analyses, preparing risk reports, and collaborating with relationship managers to ensure sound lending practices. The analyst will play a critical part in maintaining the bank’s asset quality and supporting strategic decision‑making. For more information about the banking sector and related opportunities, visit https://ugandajobssearch.com/. This position offers a unique chance to contribute to a leading institution while advancing your career in Uganda Jobs.

Key Responsibilities

• Perform detailed credit assessments for loan applications, including financial statement analysis, cash flow modeling, and industry risk evaluation.
• Prepare comprehensive risk rating reports and present findings to senior management and credit committees.
• Monitor existing loan portfolios for early warning signs of credit deterioration and recommend corrective actions.
• Collaborate with relationship managers to structure loan terms that align with risk appetite and regulatory requirements.
• Maintain and update the bank’s credit risk database, ensuring data accuracy and compliance with internal policies.
• Assist in the development and refinement of credit risk models and scoring systems.
• Stay informed about macro‑economic trends, regulatory changes, and sector‑specific developments affecting credit risk.

Required Skills

• Strong analytical and quantitative abilities with proficiency in Excel and statistical tools.
• Excellent written and verbal communication skills for report preparation and stakeholder interaction.
• Attention to detail and ability to work under tight deadlines.
• Knowledge of Ugandan banking regulations and Basel III guidelines.
• Team‑oriented mindset with the capacity to collaborate across departments.

Education

A Bachelor’s degree in Finance, Economics, Accounting, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are advantageous but not mandatory.

Experience

Applicants should have 3‑5 years of hands‑on experience in credit analysis, risk assessment, or loan underwriting within a banking or financial services environment. Experience with corporate lending and exposure to SME credit portfolios is highly valued.

Salary

The compensation package ranges from SSP 2,500,000 to SSP 4,000,000 per month, commensurate with experience and qualifications. Performance‑based bonuses and other incentives are part of the overall remuneration structure.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Paid annual leave and statutory holidays.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering bank policies, risk frameworks, and compliance standards.
• Continuous learning opportunities through internal workshops, webinars, and external courses.
• Mentorship from senior risk managers to accelerate career growth.

Working Environment

Centenary Bank offers a dynamic, inclusive, and collaborative workplace located in the heart of Kampala’s financial district. The office environment is equipped with modern technology, flexible work arrangements, and a culture that encourages innovation and professional excellence. Employees benefit from a supportive leadership team that values diversity and promotes work‑life balance.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their suitability for the role through the online application portal on the Centenary Bank careers page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews. Ensure that your application highlights relevant experience, key achievements, and motivation for joining Centenary Bank.

Equal Opportunity Statement

Centenary Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. Our hiring practices focus on merit and potential, ensuring fair treatment for all applicants.