Digital Payments Risk Analyst Job Vacancy in Fort Portal, Uganda – Banking & Financial Services

Job Description

Position: Digital Payments Risk Analyst

Company: Stanbery Bank Uganda

Location: Fort Portal, Uganda

Experience: 5+ years in digital payments risk assessment, fraud detection, and regulatory compliance

Education: Bachelor’s degree in Finance, Economics, Business Administration or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Risk Management

Salary: SSP 30,000,000 – 45,000,000 per annum

Vacancies:1

Company Overview

Stanbic Bank Uganda, a subsidiary of the Standard Bank Group, is a leading financial institution delivering innovative banking solutions across the nation. With a strong presence in both urban and rural markets, the bank is committed to fostering financial inclusion, supporting economic growth, and driving digital transformation. As part of its strategic vision, Stanbic Bank Uganda continuously invests in cutting‑edge technology platforms to enhance customer experience and ensure robust risk management. The bank’s dedication to excellence makes it a top employer for professionals seeking rewarding career opportunities in Uganda. This role contributes directly to the bank’s mission of providing secure, reliable, and seamless digital payment services to millions of Ugandans.

Job Overview

The Digital Payments Risk Analyst will play a pivotal role in safeguarding Stanbic Bank Uganda’s digital payment ecosystem. Reporting to the Head of Risk Management, the analyst will monitor, assess, and mitigate risks associated with online transactions, mobile money, and emerging fintech solutions. The position involves close collaboration with IT, compliance, fraud prevention, and product development teams to design risk‑based controls, conduct investigations, and ensure adherence to local and international regulatory standards. This is an exciting opportunity for a proactive professional who thrives in a fast‑paced environment and is passionate about protecting customers and the bank’s reputation.

Key Responsibilities

• Conduct real‑time monitoring of digital payment channels to identify suspicious activities and potential fraud.
• Develop and implement risk assessment frameworks tailored to mobile money, online banking, and API‑based services.
• Collaborate with the IT security team to integrate advanced analytics and machine‑learning models for fraud detection.
• Prepare detailed risk reports for senior management, highlighting trends, emerging threats, and mitigation strategies.
• Ensure compliance with the Bank of Uganda’s regulations, AML/CFT guidelines, and international standards such as PCI‑DSS.
• Lead investigations into confirmed fraud incidents, coordinate with law enforcement, and recommend corrective actions.
• Provide risk‑aware recommendations during the design and rollout of new digital products and services.
• Conduct periodic risk reviews and stress testing of the digital payments portfolio.
• Deliver training and awareness sessions for staff on risk policies and emerging fraud techniques.

Required Skills

• Strong analytical mindset with proficiency in data‑analysis tools (SQL, Python, R, or similar).
• In‑depth knowledge of digital payment systems, mobile money platforms, and fintech innovations.
• Familiarity with regulatory frameworks governing payments in Uganda and the broader East African region.
• Excellent communication skills to convey complex risk concepts to non‑technical stakeholders.
• Ability to work independently, prioritize tasks, and meet tight deadlines.
• Experience with fraud detection software and risk‑management platforms.
• Attention to detail and a proactive approach to problem‑solving.

Education

A bachelor’s degree in Finance, Economics, Business Administration, Computer Science, or a related discipline is required. Professional certifications such as Certified Anti‑Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE), or Certified Information Systems Auditor (CISA) are highly desirable and will be considered an advantage during the selection process.

Experience

Applicants must have a minimum of five years of hands‑on experience in digital payments risk management, fraud analytics, or related fields within the banking or fintech sector. Proven experience in leading investigations, developing risk models, and ensuring regulatory compliance is essential. Experience working in the Ugandan financial market or East African region will be viewed favorably.

Salary

The successful candidate will receive a competitive annual salary ranging from SSP 30,000,000 to SSP 45,000,000, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the remuneration package.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Paid annual leave, sick leave, and public holidays.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering Stanbic Bank’s risk policies, digital platforms, and compliance framework.
• Continuous learning opportunities through workshops, webinars, and industry conferences.
• Access to internal knowledge portals and mentorship from senior risk leaders.

Working Environment

Stanbic Bank Uganda offers a collaborative, inclusive, and technology‑driven workplace. The Fort Portal office is equipped with modern facilities, high‑speed internet, and flexible working arrangements to support work‑life balance. Employees are encouraged to share ideas, challenge the status quo, and contribute to a culture of innovation and integrity.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews. For detailed information about the role and the bank’s values, please visit our career page at https://ugandajobssearch.com.

Equal Opportunity Statement

Stanbic Bank Uganda is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, religion, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.