Credit Portfolio Manager Job Vacancy in Masindi, Uganda – Banking

Job Description

Position: Credit Portfolio Manager

Company: Stanbic Bank Uganda

Location: Masindi, Uganda

Experience: 5-7 years in credit analysis and portfolio management

Education: Bachelor’s degree in Finance, Economics or related field

Employment Type: Full-time

Industry: Banking

Department: Credit Risk Management

Salary: SSP 3,000,000 – 5,000,000 per month

Vacancies:1

Company Overview

Stanbic Bank Uganda, a subsidiary of Standard Bank Group, is a leading financial institution delivering innovative banking solutions across Uganda. With a strong presence in both urban and rural markets, the bank is committed to fostering economic growth, supporting entrepreneurship, and providing superior customer service. As part of its strategic expansion, Stanbic Bank Uganda continuously invests in talent acquisition to strengthen its market position and drive sustainable development. The bank’s culture emphasizes integrity, collaboration, and continuous learning, making it an attractive workplace for ambitious professionals seeking career advancement in the banking sector.

Operating in more than 20 African countries, Stanbic Bank Uganda leverages global expertise while maintaining a deep understanding of local market dynamics. The organization’s commitment to digital transformation, financial inclusion, and responsible lending aligns with national development goals, creating a vibrant environment for employees to contribute to Uganda’s economic progress. This role offers a unique opportunity to be part of a forward‑thinking institution that values innovation, risk‑aware decision making, and community impact.

Job Overview

The Credit Portfolio Manager will lead the management of the bank’s corporate and SME credit portfolios, ensuring optimal risk‑adjusted returns while adhering to regulatory standards. Reporting to the Head of Credit Risk, the incumbent will develop portfolio strategies, monitor credit quality, and collaborate with relationship managers to structure tailored financing solutions. This position plays a pivotal role in shaping the bank’s credit policy, enhancing portfolio performance, and supporting the broader objectives of financial stability and growth. For more information about Stanbic Bank Uganda’s career opportunities, visit the main website https://ugandajobssearch.com.

Key Responsibilities

• Develop and implement credit portfolio strategies aligned with the bank’s risk appetite and profitability targets.
• Conduct regular portfolio reviews, stress testing, and risk assessments to identify emerging credit risks.
• Collaborate with relationship managers to evaluate loan proposals, negotiate terms, and ensure compliance with credit policies.
• Monitor portfolio performance metrics, including delinquency rates, concentration risk, and return on assets.
• Prepare comprehensive reports for senior management and regulatory bodies, highlighting portfolio trends and risk mitigation actions.
• Lead credit committee presentations, providing insightful analysis and recommendations.
• Mentor junior credit analysts, fostering a culture of analytical rigor and professional development.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial modeling.
• In‑depth knowledge of Ugandan banking regulations, Basel III standards, and credit risk frameworks.
• Excellent communication and negotiation skills for interfacing with clients and internal stakeholders.
• Proficiency in credit risk management software and MS Office Suite, especially Excel.
• Strategic thinking with the ability to balance risk and growth objectives.
• Leadership experience in managing cross‑functional teams.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or CPA are highly desirable and will be considered an advantage during the selection process.

Experience

Candidates must possess 5 to 7 years of progressive experience in credit analysis, portfolio management, or risk assessment within a reputable banking or financial services institution. Demonstrated experience in managing both corporate and SME credit exposures is essential.

Salary

The successful applicant will receive a competitive monthly salary ranging from SSP 3,000,000 to SSP 5,000,000, commensurate with experience and qualifications. Performance‑based incentives and annual bonuses are also part of the remuneration package.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Paid annual leave, sick leave, and public holidays.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• Onboarding program covering bank policies, systems, and compliance.
• Continuous learning modules on credit risk analytics, digital banking, and regulatory updates.
• Leadership development workshops for high‑potential staff.

Working Environment

Stanbic Bank Uganda offers a modern, collaborative workspace equipped with state‑of‑the‑art technology. Employees benefit from a supportive culture that encourages innovation, knowledge sharing, and work‑life balance. The Masindi branch provides a dynamic environment where professionals can engage with a diverse client base while contributing to regional economic development.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their suitability for the role through the online portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews. For additional career resources, visit https://www.nigeriajobsearch.com/.

Equal Opportunity Statement

Stanbic Bank Uganda is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, disability, or any other protected characteristic. All qualified applicants will receive consideration for employment without discrimination.